Mortgage Interest Rate in European countries (European Union) in 2018

28 countries of the European Union have a single economic zone. The percentage may vary depending on the economic situation in each country. In countries with a stable economy, interest on mortgage loans averages 1.5-3% per annum.

List of countries	Mortgage Interest Rate in Percentages (%), Yearly
1. Austria	2.09 %
2. Croatia	5.38 %
3. Netherlands	2.55 %
4. Bulgaria	4.86 %
5. Sweden	1.85 %
6. Latvia	2.93 %
7. Malta	3.67 %
8. Lithuania	2.00 %
9. Estonia	2.34 %
10. Germany	1.89 %
11. Finland	1.47 %
12. France	2.09 %
13. Italy	2.56 %
14. Ireland	3.85 %
15. Denmark	2.20 %
16. Poland	3.77 %
17. Czech Republic	2.01 %
18. Portugal	2.81 %
19. Romania	3.30 %
20. Luxembourg	1.95 %
21. Slovakia	1.93 %
22. Slovenia	3.60 %
23. Cyprus	4.15 %
24. United Kingdom	3.24 %
25. Spain	2.27 %
26. Hungary	5.84 %
27. Belgium	2.47 %
28. Greece	4.35 %

TOP 5. Countries in Europe with the lowest interest rates on mortgages in 2018

List of countries with the lowest interest on mortgage loans	Mortgage Interest Rate in Percentages (%), Yearly
1. Finland	1.47 %
2. Sweden	1.85 %
3. Germany	1.89 %
4. Slovakia	1.93 %
5. Luxembourg	1.95 %

Read another article about life in the European Union – average salaries in Europe (EU)

 

TOP 5. Countries in Europe with the highest interest rates on mortgages in 2018

List of countries with the highest interest on mortgages	Mortgage Interest Rate in Percentages (%), Yearly
1. Hungary	5.84 %
2. Croatia	5.38 %
3. Bulgaria	4.86 %
4. Greece	4.35 %
5. Cyprus	4.15 %